I was a "professional" driver for 20 odd years (Ambulance service), had all sorts of defensive driving courses and have been riding a bike since I was 14, I have had 1 accident since I got my car driving licence, my fault as well drove in to a concrete pillar in a car park !!!! Am I good or just lucky I wonder? 6 months on the bike (summer) and 6 months in the car (winter) most every year. I think we are more aware of our surroundings because we ride bikes because if you get it wrong on a bike you pay in pain and suffering, just thought of another accident I had many years ago, I was 16 and filtering through traffic when a guy pulled out of a junction through traffic and I cut the front of his car off, spent 2 months in hospital broke enough bones to know when winter is coming sort of my fault as I was wayyyyy over the speed limit. All this has nothing to do with percentages or statistics it's all about self preservation.