ddlooping Posted April 5, 2012 Author Posted April 5, 2012 Just to make sure, we are talking yearly prices here, right?
Moderator DirtyDT Posted April 5, 2012 Moderator Posted April 5, 2012 I am. but I am old, have no claims bonus, a "manager" status job and park on my driveway. Swintons called me yesterday and are calling back today. My insurance is already with them and they quoted £182 over the phone to me yesterday. That was before the negotiations started. I told them to go away and get me somewhere near the £97 and to see what the cost was if packaged with recovery cover. I will let you know what goes on when they call back later. I tend to look at the whole package, not just the cost. If Swintons come in at about £110 without the recovery, I will probably stay with them. The odd £13 isn't worth messing about with for a once a year transaction.
Moderator drewpy Posted April 5, 2012 Moderator Posted April 5, 2012 mine was £170 classic comprehensive for 2 bikes with an extensively modded tracker. Breakdown included £25 excess. Same as last year in fact.
Moderator DirtyDT Posted April 7, 2012 Moderator Posted April 7, 2012 Just an update on my insurance. I got a call back from Swintons on Thursday. The best offer they could manage was £157. The guy said that if I reduced the value of the bike and agreed to £200 voluntary excess he may be able to reduce the quote. I told him that I would be squeezed at both ends should I claim and there was no benefit to me. I declined renewing with them. I got a call from them this morning (Saturday) saying that they had me down for a "call back". I explained to the telesales woman that I had declined a renewal on Thursday. She said would I mind if she had another look. Normally I would have not bothered but I am at home sipping tea so I let her proceed. After confirming my details and the bike mods she came up with..........................................£100.31. I have now renewed with Swintons. Fully Comp £2600 value Includes mods - including a titanium scorpion pipe 10k miles Pillion No voluntary excess Social, domestic, pleasure + commuting
Moderator drewpy Posted April 7, 2012 Moderator Posted April 7, 2012 cool, good deal. I live 5 miles from Swinton but that don't mean jack
ddlooping Posted April 7, 2012 Author Posted April 7, 2012 Some good deals, here. I'll definitely try and play them against each other/themselves.
Moderator DirtyDT Posted April 7, 2012 Moderator Posted April 7, 2012 I think Swinton used to be student insurers and were mainly found on Uni campus', they have grown since then. There is a local branch in my local town of Loughborough and I think that there used to be a branch in Harlow when I lived there. It is quite funny with some of these company names. Bradford & Bingley for example. A TV ad a while ago depicted them as two city gents but they are actually 2 Yorkshire towns.
ddlooping Posted April 7, 2012 Author Posted April 7, 2012 It is quite funny with some of these company names. Bradford & Bingley for example. A TV ad a while ago depicted them as two city gents but they are actually 2 Yorkshire towns.
ddlooping Posted April 7, 2012 Author Posted April 7, 2012 My latest Swinton (Aviva) online quote: £132.87 - Comprehensive - Bike value: £1500.00 - Xena Alarm Disc-Lock + Tracker (DIY installs) - Parked in private property - 4000 miles/year - Sole driver - Pillion - "UK and Home Breakdown cover" - "Riders' Legal Protection" (at £30/year, included in the quote) - Voluntary Excess: £0.00 - No Claims Bonus Protected: no There's a "£30 cash back" offer at the moment, which would make the 1st payment: £102.87 I think it is pretty good for a new driver.
Columbo Posted April 10, 2012 Posted April 10, 2012 I bought the YBR new so I got the insurance deal (as opposed to the 4 years 0%) £500 per year fully comp plus £50 personal injury cover up to £20k 1 Year RAC cover Considering i'm 17 its a bloody good deal... I go up to around £1100 next year I'll be 18, with a full bike license and 1 year NCB
Moderator DirtyDT Posted April 10, 2012 Moderator Posted April 10, 2012 My latest Swinton (Aviva) online quote: £132.87 - Comprehensive - Bike value: £1500.00 - Xena Alarm Disc-Lock + Tracker (DIY installs) - Parked in private property - 4000 miles/year - Sole driver - Pillion - "UK and Home Breakdown cover" - "Riders' Legal Protection" (at £30/year, included in the quote) - Voluntary Excess: £0.00 - No Claims Bonus Protected: no There's a "£30 cash back" offer at the moment, which would make the 1st payment: £102.87 I think it is pretty good for a new driver. That is a very good deal.
ddlooping Posted April 16, 2012 Author Posted April 16, 2012 Update: I somehow got things wrong, the first payment was actually £172.87 (excluding cash-back) but it's all good, I just want to get on with it. I "passed" a ridiculously inadequate CBT on Sunday.
Recommended Posts