ddlooping Posted March 21, 2012 Share Posted March 21, 2012 Hi all Even though I passed my car driving license almost 30 years ago I'm totally new to motorcycling (should pass my CBT in a couple of weeks). I've been shopping for an insurance for my XVS 125 and got the following quote from Devitt/Aviva: Premium (inclusive of Insurance Premium Tax where applicable): £186.88 Insurer: Aviva Accidental Damage excess: £100 Free minimum period of Foreign Travel per trip (what does that mean?): 90 days Riding other Motorcycles: Yes Optional Legal Expenses (underwritten by Ageas): included Optional Personal Accident (underwritten by Groupama): included Optional RAC Breakdown cover (UK Roadside): included Level of cover required: comprehensive Voluntary Accidental Damage excess: none Protected NCD: no Please let me know what you think of it. Link to comment Share on other sites More sharing options...
Campaman Posted March 22, 2012 Share Posted March 22, 2012 I have had my full bike licence for over 30 years, and pay around £75 for my 650 Dragstar, so as you are new to biking and that includes breakdown insurance it doesn't seem to bad. Link to comment Share on other sites More sharing options...
Ttaskmaster Posted March 22, 2012 Share Posted March 22, 2012 I'm 32, have 5 years NCB, ride approx 10,000 miles a year on a 650 Drag, including commuting, have every imaginable fully comp added extra, breakdown, uninsured loss, separate lid & leathers, several types of security, garaged, etc etc, yadda yadda... £200. So for what you've been quoted, I'd say that's pretty damn decent! Link to comment Share on other sites More sharing options...
Paulwhite Posted March 22, 2012 Share Posted March 22, 2012 iv just got a provisional but 6 years under my belt doing 10,000 miles a year, dont see the point in fully comp so i went with third party fire and theft .....my quote is £80 this year with £100 excess, thats with all the modifications declared and an agreed value of £1500 plus legal cover. oh and im only 24. Link to comment Share on other sites More sharing options...
Moderator Cynic Posted March 22, 2012 Moderator Share Posted March 22, 2012 Both my bikes are on the same agreed value mileage specific, classic policy for 130quid Link to comment Share on other sites More sharing options...
ddlooping Posted March 22, 2012 Author Share Posted March 22, 2012 Considering the RAC Breakdown cover makes up for about £50.00, that I've never driven a motorbike and that I only drive cars when I go to France (which is twice a year at the most), it does look like a good deal. Link to comment Share on other sites More sharing options...
clarke Posted March 22, 2012 Share Posted March 22, 2012 Try swinton as I got my dragster for £68 and then got £30 cashback... £38 for the year was a bargain (why the he'll did I sell it?) anyway That was 4 years no claims mind, with commuting, and 4000 miles a year. Your quote doesn't seem too bad though. Link to comment Share on other sites More sharing options...
ddlooping Posted March 22, 2012 Author Share Posted March 22, 2012 Thanks, Graham, I'll give them a try. Link to comment Share on other sites More sharing options...
ddlooping Posted March 22, 2012 Author Share Posted March 22, 2012 Swinton is, like Devitt, using Aviva ("the largest insurance services provider in the UK"). £130.55 + £3.99/month for "UK and Home Breakdown cover" (- 3 months free cover). About £7/year cheaper than Devitt. Link to comment Share on other sites More sharing options...
clarke Posted March 23, 2012 Share Posted March 23, 2012 Did u get the £30 cashback as well? U have to remember to claim but they'll send u a nice cheque after 90 days Link to comment Share on other sites More sharing options...
ddlooping Posted March 23, 2012 Author Share Posted March 23, 2012 I haven't applied for any insurance yet, Graham, but if I do pick Swinton I'll definitely look into their cashback offer. Link to comment Share on other sites More sharing options...
Ttaskmaster Posted March 26, 2012 Share Posted March 26, 2012 I use Carole Nash. Reckoned to be the most expensive by most folks, yet they beat every other quote by at least £100 and offered far more stuff. Give 'em a go - You never know. Also, pit each company's website quote against their phone quote, see if that makes a difference! Link to comment Share on other sites More sharing options...
ddlooping Posted March 26, 2012 Author Share Posted March 26, 2012 Thanks, Ttaskmaster, I plan on doing quite a bit of "pitting against". Link to comment Share on other sites More sharing options...
WayneA Posted April 2, 2012 Share Posted April 2, 2012 I have just got a YBR125, 2010, CBT booked for Firday week. Lowest quote I have received is £1101.96 and I'm 21years old. Link to comment Share on other sites More sharing options...
ddlooping Posted April 2, 2012 Author Share Posted April 2, 2012 Wayne, is that £1101.96 or £111.96? In the email notification I received it says £111.96. Link to comment Share on other sites More sharing options...
WayneA Posted April 2, 2012 Share Posted April 2, 2012 Sorry, the quote was £1101.96. One thousand, one hundred and one pound, Link to comment Share on other sites More sharing options...
ddlooping Posted April 2, 2012 Author Share Posted April 2, 2012 Wow, that's a bit steep. Try again after you've passed your CBT, it might go down then. :/ Link to comment Share on other sites More sharing options...
WayneA Posted April 2, 2012 Share Posted April 2, 2012 Yeah that's what I thought. Well when filling out the details I did state that I had passed my CBT on the 31/03/2012 and I did the quote yesterday(01/04/2012) Really didn't think it would of been that expensive. Link to comment Share on other sites More sharing options...
ddlooping Posted April 2, 2012 Author Share Posted April 2, 2012 That's what I did too (about pre-dating CBT). How about stuff like how "secure" the bike will be (disc-lock, alarm, tracker, where it's going to be when not in use...), estimated mileage per year...? Link to comment Share on other sites More sharing options...
Moderator DirtyDT Posted April 5, 2012 Moderator Share Posted April 5, 2012 Cheapest renewal quote on the SV650 so far; £97 Comprehensive Includes the modifications Upto £10k miles Includes pillion - not that I ever carry one No recovery or legal No additional excess Link to comment Share on other sites More sharing options...
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