the surveyor dude who looked my bike said it was worth £1400.
BUt insurance are only willing to pay me £1000 cos thats what i said to them. Thing is as i said before its a flaw in the policy because it doesnt matter whether i said £1000 or £12,000 the premium does not change so asking me what i think the bike is worth is pointless cos they go with the market value unless you under-price ur bike like i did! Makes no sense. If i do not get the market value of £1400 they can expect a complaint letter!