As L2R said, get quotes for insurance, if theyre steep you can think about something not as powerful. Also think about how you would use the bike most, R6 may not be the best commuter option crouched down over the tank, dont get me wrong i'm not knocking the sportsbikes but be sure you know what your'e getting into because there are so many other styles
Trail
Street
Sports tourer
tourer
Cruiser
etc etc
Whatever you chose, stay safe and enjoy the experience.