Going 40mph 0r 100mph and something lock's up a wheel or the brakes suddenly fail...well the result is not much different..
My motto to a safe ride is ,,,wash check anything that spins,rotates,or floats (save the actual floats) or bolted on every month or 1500 kms on a road bike and every ride on a off road bike.
I actualy wash my bike quick after every ride(not just a quick 1-3hr ride but a RIDE) but that is not needed,I just hate to see my bike dirty.
It will save you money in the long run cause you will catch things before they wear prematurly for lack of lube/adjustment/retighting.
Once you get into the habbit of lubing /checking/thighting/adjusting/cleaning..then you will rarley ever have anything break or need recovery.
Some say a watched pot never boils ,but then again it never makes a mess,like a unattended one.
Good luck and here's to a biking trouble free year
Thw sr is a great learning bike so when you get a big bike and everything wears 4x as fast you will know how to and when to.