I am. but I am old, have no claims bonus, a "manager" status job and park on my driveway.
Swintons called me yesterday and are calling back today. My insurance is already with them and they quoted £182 over the phone to me yesterday. That was before the negotiations started. I told them to go away and get me somewhere near the £97 and to see what the cost was if packaged with recovery cover. I will let you know what goes on when they call back later. I tend to look at the whole package, not just the cost. If Swintons come in at about £110 without the recovery, I will probably stay with them. The odd £13 isn't worth messing about with for a once a year transaction.