Jump to content

More than one bike!?


Snakebite68
 Share

Recommended Posts

So...

Is it true that I can't use my no claims on two different bikes?
And yet, it doesn't matter WHICH bike I use it on???

WTF is this craziness??? Surely I've racked up 2 years of no claims no matter what bike insurance it's applied to? I can only ride one damn bike at a time!!!

Link to comment
Share on other sites

Do you want an ad-free experience? Join today and help support the Yamaha Owners Club.

You can only use your NCD on one insurance policy. So if you get a multibike, you use it on how ever many that policy covers.

If you had 2 years no claims, and 2 policies, you could use one year on each.

Link to comment
Share on other sites

Yeah, well I'm not going for a multi policy, the only one I've been quoted for was 4 times the amount of doing it separately...

It can't be this hard for normal people!

Link to comment
Share on other sites

Haha I insure 4 bikes no problem 🙃

Link to comment
Share on other sites

7 hours ago, finnerz89 said:

Haha I insure 4 bikes no problem 🙃

How and who with?

And is it cheaper than doing it singly?

Link to comment
Share on other sites

  • Moderator

I have classic bike insurance with 3 bikes on it and agreed value inc breakdown.
Its gone expensive now as I pay £170 when it used to be £95 (but that was 10 years ago)

RH insurance 

Link to comment
Share on other sites

I'm with bemoto.

3 on one policy with all my NCD and then another one a separate with mirrored no claims. 

600 all in I think

Link to comment
Share on other sites

  • 5 months later...

I started riding just over a year ago on a Moped, insured with Bennetts. I recently wanted to add another bike and thought that a joint policy would be best - I mean, I can only ride one at a time and I'm the only named rider! On the phone they quoted me not much short of £300 for a 2 bike policy. Now I paid £91 last year for the moped and I'd already found quotes for the secobd bike at under £100 so I politely declined. Onto a comparison website and I was quoted £87 for basic insurance and £129 including injury, gear, legal help etc. with...... Bennetts!

Has anyone found a multibike policy that actually works out cheaper?

Link to comment
Share on other sites

It's the moped that is the odd one out, they're dead cheap to insure. If it was two bigger bikes, you'd be looking around £300 anyway.
Just insure them separately till you do your DAS and get something bigger.

Link to comment
Share on other sites

  • Moderator

I have an agreed value multi bike policy and they insure to the biggest risk. My vmax and tdr are on the same policy. 190 quid. Vmax added a 100 quid. Scandal lol. 

Almost more to tax than insure, that's with declared mods too. 

Don't forget you have doubled the fire and theft risk. 

 

Link to comment
Share on other sites

Join the conversation

You can post now and register later. If you have an account, sign in now to post with your account.

Guest
Reply to this topic...

×   Pasted as rich text.   Paste as plain text instead

  Only 75 emoji are allowed.

×   Your link has been automatically embedded.   Display as a link instead

×   Your previous content has been restored.   Clear editor

×   You cannot paste images directly. Upload or insert images from URL.

 Share

  • Who's Online (See full list)

    • There are no registered users currently online
  • Recently Browsing

    • No registered users viewing this page.
×
×
  • Create New...