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Definiton of a gargae and size for insurance purpose for any motorcycle.


wallywant xj6s
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Hello all. thanks for replying and reading my post. now I am just asking what would your definition of a size garage you need to store your motorcycle in and does it have to have steel doors or wooden doors as I didn't know if I could try and get one to the size of 11ft x 8ft and does it have to be brick/concrete sections or can it be a wooden garage.

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Each insurer will have different criteria. Some will require a brick building, or concrete, others will be happy with a wooden shed; providing all are locked. Best to ask when getting quotes.

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i was asked if it was a brick garage. i told them yes , but i don't know where i will stand in the event of a claim .

as it's actualy a brick shed..

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Hello all. thanks for replying and reading my post. now I am just asking what would your definition of a size garage you need to store your motorcycle in and does it have to have steel doors or wooden doors as I didn't know if I could try and get one to the size of 11ft x 8ft and does it have to be brick/concrete sections or can it be a wooden garage.

Hi,

A lot of it depends on your postcode, I see from your profile that you're in Norfolk, this is classed as a low risk area, so generally a locked wooden shed would be rated the same as a garage. Depending on the value of your bike of course!

Lee

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Mine is best for bike insurance being integral to the house. Down side. It loads the house insurance.

Insurance in any other form would be extortion.

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Hello all and thanks again. just a note to lee, would you say a high risk would be a r6 Yamaha as my biker friend has one of these and in a shed and told insurance people the truth and had to pay a further £90 odd to cover for being in the shed.after all he was cob smacked at that. cheers.

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Hello all and thanks again. just a note to lee, would you say a high risk would be a r6 Yamaha as my biker friend has one of these and in a shed and told insurance people the truth and had to pay a further £90 odd to cover for being in the shed.after all he was cob smacked at that. cheers.

It would depend on the value of his bike and the postcode. With a majority of insurers we use, it generally would be classed the same, but some will offer a higher discount for a brick garage as opposed to a wooden shed.

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