As you might guess from the huge clue in my ID I ride a YBR125. Don't laugh, please. It is all I can afford.
I have had it since new & have only been knocked off it once, by a cage driver who back-ended me. No serious damage to the bike, or me but I was well p---ed off.
I have had several bikes. I passed my test on a SR125 & rapidly graduated from a 2-stroke Honda MBX80 to a 1989 Enfield 350. A Royal Enfield Bullet was my old man's last bike. Both our bikes died of the same issue: Knackered big-end bearing: A tap-tap-tap noise only under load and fine bronze particles on the oil-filter when I investigated. I loved that bike and would have happily spent the price of a new YBR on a engine & gearbox rebuild - if I had the dosh. Some bikes get under your skin like that and it is probably been the same for you at some point.
The absolute worst POS I have owned was a Tomos Moped & you can't get much wore than those Yugslavian lumps of excrement.
A lawnmower engine grafted onto a mountain bike would probably be more reliable & have better lights too.
Decent lights are a big factor in choosing a bike. So many small bikes had either weak bulbs or very inefficient reflectors that spilt the light everywhere but forwards.