Hi guys
I'm looking to buy my first bike and I want it to be the R125.
I've found one I love that costs £3600 new.
However, because they ran out of UK models, the dealership got a European version in. Same price but has a different paint job that I like more than the UK ones! That's the only difference.
I went home, typed in the spec for insurance and got a quote of £1700 a year! This is ridiculous! I am 33, not a 17 year old! Could some of you with experience of these things tell me which of the following facts are the most likely contributor to this high price (or is this a normal quote..?)
1. European bike not UK
2. My first bike
3. Won't be stored in a garage but outside my flat (in a courtyard not on the road)
4. Didn't say I had any alarms etc as I don't yet but would when I knew I was buying it
5. It's a Yamaha R125 so popular to steal
6. I live near to Brixton in London so this might put it into a high insurance bracket
7. I am self-employed (?)
Thanks, I really hope that £300-400 a year is a more liekly quote or else it's no bike for me!
Malthus101