I would be doing it now, cost nothing to get a set of gaskets, some circlips and a little end bearing.
The rattle could be rings, little end, even carbon on the piston crown.
It could be a cheap fix, just an hour or 2 and some scrubbing.
Leave it making an obvious rattle and it will die, simple as that. That is the biggest difference with strokers. When they are unhappy they die, fast! and normally expensively.
The little end could brake up, that will be bore, rings, crank etc. Piston slap? that could sieze at any time again crank etc at risk as well as yourself if on a fast road.
Could just be carbon causing hot spots on the piston needing a decoke.
Your bike is calling for help, listen.