I always think that the smaller bikes are more dangerous than the bigger ones, and i suggest you look at some of the chinese 125's i think you will find they are larger and have bigger tyres and brakes and much more comforable than any jap bikes and they are much cheaper if you buy them before they catch on over here and you probably will be able to insure them for less, im on my 43rd bike now a xjr 1300 and just helped a friend get his first bike which was a honda cg125 which is very reliable and cheap but extremely boring,(not my choice) i did sit on a chinese custom thingy 125 and the difference was amazing, it felt like a 500 and was comfortable and was a 4 stroke and cheap with trick paint and loads of extras as standard, good luck, enjoy yourself.