Essentials of Motorcycle Breakdown Cover
When your motorcycle breaks down, especially if you are in a remote location, you are not alone if you have excellent motorcycle breakdown cover.
First, and perhaps most important, is roadside rescue. Waiting out in the elements after a breakdown, especially in unfamiliar territory, is very unpleasant, to say the least. Most policies for motorcycle breakdown guarantee only a 40 minute wait for a rescue, and most bikes can be fixed roadside. Most classic motorcycle breakdown coverage plans will send a mechanic to you, if you are only a mile or less from home, and fix your bike on the spot. If that cannot be managed, then your bike will be taken to the nearest garage.
Motorcycle breakdown cover on a bike that cannot be fixed roadside will ensure that you are not stranded, and that you, your bike, and passengers are taken to a local garage service to repair your bike. The best motorcycle breakdown cover will take you and your party on to your destination or back home, or else put you all up in a hotel.
The best motorcycle breakdown cover will insure other drivers on your bike, not just you. This gives you peace of mind when someone else rides your bike. If you yourself drive many different bikes, perhaps it is a good idea to cover yourself as well. If you become injured in a motorcycle accident, some breakdown covers for motorcycles in the UK will even pay to have a driver return your bike to your home.
If you are stranded, motorbike breakdown cover can also contribute a fair amount to pay for vehicle hire until your bike is repaired. Key cover can even replace your house keys in the event that they are lost or stolen.
European Breakdown Cover
For European breakdown cover you can add to your home policy a special single trip cover, with roadside assistance, return home guarantee, and English speaking operators to help you with any breakdown you may experience while on the continent, and your cover begins on the day of the trip, from home, to the ferry across and back home again. You could also buy European coverage that will cover multiple trips to Europe.
European cover is available for both car and motorbike breakdown, and most are available 24 hours every day, and can deliver replacement parts, trip continuation, replacement vehicle, and even bed and breakfast expenses. If necessary, the return of your entire party to home in the UK can be covered.
Be aware that some policies do not cover a motorcycle of more than a certain size engine. If you have a bike with a larger engine, you would do well to search around for a policy that has no limitation or upper limit on engine size.