The Englishman's wife steps up to the tee and, as she bends over to place

her ball, a gust of wind blows her skirt up and reveals her lack of     

underwear. 'Good God, Daphne! Why aren't you wearing any knickers?' He   

demanded.                                                                 

'Well you don't give me enough housekeeping money to afford any.'       

He immediately reaches into his pocket and says, 'For the sake of       

decency, Here's 50. Go and buy yourself some underwear.'

Next, the Irishman's wife bends over to set her ball on the tee ... Her 

skirt also flies up to show that she is not wearing any knickers either. 

'Jesus, Mary and  Joseph, Bridget! Where are your knickers.'             

She replies, 'I can't afford any on the allowance you give me.' He reaches

into his pocket and says, 'For the sake of decency, here's 20. Go and buy

yourself some underwear!'

Lastly, the Scotsman's wife bends over. The wind also takes her skirt   

over her head to reveal that she, too, is  naked under it. 'Sweet mudder 

of Jaysus! Aggie. Where the frig are yer  drawers?'                       

She also explains, 'You dinna give me enough money at be able at affarrd

any.'

He reaches into his pocket and says, 'Well, fer the Love'o Jaysus 'n

the sake of decency...here's a comb. Tidy yerself up a wee

bit.                                     

oi loiks dat wun!!