dan28 Posted June 23, 2012 Posted June 23, 2012 my insurance runs out end of june i am 31 have a one years no claims an would like to get insured tpft on cbt i have a 125 dragstar i tried getting a quote from carole nash but there wasnt enough boxes to list all the mods can anyone recomened any insurance companies an does anyone have any e mail address so i can e mail them direct with a description an photos of the bike the mods are as follows engine standard after market air filter after market exhaust e marked different switch gears metal grips am bar ends after market mirrors (e marked) wide slab front forks with twin brake calipers an braided hoses wider wheels front tyre size120 60 17 rear tyre size150 60 17 metal mudguards fitted twin head lights (e marked) led rear light (e marked) led indicators (e marked) frame convetrted to single seat different rear swing arm rear end converted to rigid (hardtail) original rear drum brake changed to disc brake
Moderator Airhead Posted June 23, 2012 Moderator Posted June 23, 2012 They are mainly interested in modifications that affect the performance of the bike, give them a ring and discuss. I am insured with carole nash and have a non standard exhaust heated grips, hugger, rear led light etc etc....i have spoken to them and they arent really interested provided the exhaust is road legal and it doent change performance...
Paulwhite Posted June 23, 2012 Posted June 23, 2012 im with rampdale insurance and iv insured my xvs bobber 125 (google it for pics), .......its had an engine swap, the lot, but the engine produces exactly the same power output (with like 1 extra nm of torque) as the original. they were happy that everything else was cosmetic therefore no performance upgrade was on the bike, my insurance was about £130 with breakdown and legal cover tpft with 6 years no claims. with your mods id say to them its lossed performance due to the heavier mods like, wider wheels, metal mudguards, and twin headlamp. The extra weight slows the bike down plus the twin calipers and rear disk make it stop better.
Ttaskmaster Posted June 23, 2012 Posted June 23, 2012 Just list mods until they fill all the boxes and say no more. I myself have more security than they can accomodate on their form.
dan28 Posted June 24, 2012 Author Posted June 24, 2012 when i did the online quote with carole nash they only only give you 5 boxes to list the mods if i only listed mods then surely all the other things not declared would make it void i d rather hold my hands up to every thing even if it means paying more at least i ll be covered to be honest i d rather email them with pics an full description as just telling someone over the phone its hard for them to build a mental picture of what it looks like
Ttaskmaster Posted June 24, 2012 Posted June 24, 2012 Phone them up, mention the important ones first and if there's more they'll probably not be too worried about them.
dan28 Posted June 27, 2012 Author Posted June 27, 2012 i emailed devitt an told them all the changes they e mailed back saying the underwriters have delined the changes an they cannot of renewal
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