steveyg_uk Posted April 30, 2012 Share Posted April 30, 2012 This is a bit unique, so thought I would ask here as I can't seem to find anything online. Question - If I sell my car, can I keep my 12 years CAR NCB? BACKGROUND:- Currently I have 12 years CAR NCB, and recently I purchased a Motorbike - to save money on fuel. My partner who lives with me has a ford fiesta. Thinking about selling my car and getting insured on her's. So, if I sell my car, and I get insured onto her fiesta, can I therefore keep my CARS NCB? Look forward to your answers Link to comment Share on other sites More sharing options...
DkD Posted April 30, 2012 Share Posted April 30, 2012 I think so yes but you have to declare the NCB to the company (and no doubt show proof too).. Link to comment Share on other sites More sharing options...
Ttaskmaster Posted April 30, 2012 Share Posted April 30, 2012 Yes, you do. It's actually a common thing for newer drivers to build up NCB. Link to comment Share on other sites More sharing options...
AndyBuk Posted April 30, 2012 Share Posted April 30, 2012 Just be aware that most companies only allow you to maintain your NCD without active insurance for a set period of time, some 1 year, some 2 and I believe some even up to 7 (I think). So if you don't manage to get insured on another car, then be wary of your options if later you decide to buy another car. Also is there any rules about the same vehicle having more than one main policy holder linked to it? Or are you thinking of being a named driver on your partners? Link to comment Share on other sites More sharing options...
steveyg_uk Posted April 30, 2012 Author Share Posted April 30, 2012 I wasn't thinking about being a main driver, as she needs to build up her own NCB, so I guess I would be another named user of the car? Link to comment Share on other sites More sharing options...
clarke Posted April 30, 2012 Share Posted April 30, 2012 I was with direct line, they only roll over NCB for 2 years. Most will count your time as a named driver when you come to get insured again. Link to comment Share on other sites More sharing options...
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